Flood Insurance


Floods can cause major destruction.  Often, the damage caused by floods is not covered by a standard Homeowners Insurance policy. That’s why Madrigal & Welch Insurance offers specialized flood insurance as an additional coverage to protect your home, condo, or business from rising waters.


The following items may be covered under a flood policy:

  • The structure of your home as well as items like your furnace and water heater
  • Furniture, rugs, appliances, and clothing
  • The expense of sandbagging or other measures to protect your home against imminent flood damage
  • Clean-up costs for covered items after a flood


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  • The Hartford
  • EMC
  • Travelers
  • Liberty Mutual
  • State Auto
  • Chubb
  • America First
  • Berkshire
  • Bremen Farmers
  • Allstate
  • Metlife
  • Midcontinent
  • Nationwide
  • Philadelphia
  • Progressive
  • Safeco
  • West Bend
  • Zurich