Workers Compensation

 

Worker’s Compensation is the coverage which provides benefits for employees who suffer an occupational injury.  Coverage and premium amount can vary based on the specific coverage provider, payroll information, sales figures, losses, deductibles, experience, and more.

 

Variables to consider when shopping for Worker’s Compensation Coverage include, but are not limited to:

  • Coverage for employees injured while on an out-of-state job
  • Coverage for funeral expenses and financial support to dependents
  • Reimbursement percentages for lost wages

 

Regulation has changed in the past year on the requirements of employers for this coverage.  Some of these changes require an update to your existing employee manual.  To help understand this coverage, the changes which have taken place, and how to find out if you are exempt, please contact us.

 

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  • EMC
  • Travelers
  • Liberty Mutual
  • State Auto
  • Chubb
  • America First
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  • Allstate
  • Metlife
  • Midcontinent
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  • Progressive
  • Safeco
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  • Zurich